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How To Become Financially Independent From Your Parents
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#Financially #Independent #Parents
How To Become Financially Independent From Your Parents
i’m financially free
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I'm almost 19, heading into my Freshman year of college next fall, and my bank account had been joined with my parents until just today. Because of this, I couldn't see how much money I had in my savings and checking accounts (which is where I keep almost all my money) unless I asked my mom to look online for me, or if I physically went to the bank to ask them.
I'm hoping to keep a good track of exactly where my money is and where I'm spending it from here out. I've been offered scholarships to go to my local JuCo, and word is, those scholarships can almost completely pay for my tuition. I still need to double check on those and make sure that I'm getting them.
I'll be living with my parents still, so I won't have to pay for residence on campus, and I'll be doing part time tutoring there. I'd like to be able to start a business as a skills coach soon in the future. I may do other part time jobs as a way to continuously keep at least a small stream of income.
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I feel like it was easier when I was younger to be more financially independent from my parents (I'm in my thirties) than it is for teenagers now. Some vital pieces to the independence puzzle seem prohibitively high!! Car insurance, for example, is RIDICULOUSLY high for teenagers. I was looking at how much it would be to insure my kids when they get older (they're still very young, but I was curious), and I was like wtf…
We have individual savings accounts for the kids, but we're fortunate enough to have the extra income to be able to do that. I would imagine that most kids don't have an account waiting for them, as I know I sure as hell didn't.
I thought they were going to say join jake paul's programme
maybe this person isn't 18yo yet and wants to seperate themselves from their parents (to emancipate?) in which case, it might be harder to find a job depending on the country they live
they should take an appointment with a social worker
For me that was pretty easy. My parents always expected me to pay everything myself (except food, but if I wanted to eat something different, I'd also have to buy the groceries myself).
I didn't get any money for my drivers license/car/bus tickets etc because my parents had 4 children and wouldn't be able to afford this treatment for all 4.
It was always a bit discouraging because I couldn't really spend money on clothes (mostly had some from my sister) but that way I learned to work. Every holiday I did night shifts at a local factory in order to fund myself a laptop/graphic tablet/etc.
I really think many parents make it too easy for their kids. Some of my classmates didn't pack their own lunches (or even school bags) at the age of 17.
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for me (and i'm still very young, 19 and sophomore in college) it was easy for me to become financially independent despite me and my family living in poverty because i was fortunate enough to be born in a family that again, despite being poor, has a very large "it takes a village" stance on raising children. so when i turned 18 and i wanted to move out for college, my grandma (who even lived closer to campus) let me stay in her house as long as i paid for internet and a portion of the electric and water bill so i could get used to paying for more "adult" type bills and managing my money while i work and go to school. i was also lucky enough to get a scholarship to school as well as earn a pell grant that helped pay for what my scholarship didn't cover, so i was also very lucky in that regard. and now i'll be celebrating three months here soon since i moved into my very own apartment all by myself where i pay all my bills on time and can be happy with my two cats. ☺️
Something my fiance's dad did he would "charge" him for certain things and save it for him as if it was like a due date rents due the first. He kept records of like a little receipt book for him so he was spending his money well while also just having the money be put towards a place of our own, and it gives you that "crap i only have $40 left i shouldn't spend it on a xyz thing"
Everyones different definitely possible I moved out a week before i turned 18 i went to school full time and worked full time just manage time while making time for yourself and manage money and know its okay to ask for help along the way.
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Once I moved out my parents stopped giving any financial support. I also had no idea how to budget, shop, pay bills etc. Now I teach my kids everything I wish I had learned when I was younger.
I started writing down everything I spent (excluding bus fare) in my bullet journal about a year ago, and once I realized what I was spending my money on each month, my habits DRASTICALLY changed for the better I think.
What about a 12 year old that gets an allowance every month but has no self control but at the same time there trying to to save money for a robot ( asking for a friend lol)